Your browser is out-of-date!
Update your browser to view this website correctly. Outdated Browser
For online banking click here.
- Personal Banking
Flexi Payment Plan
Make shopping enjoyable with Flexi Payment Plan from ComBank Credit Cards.
Interest rates (p.a)
Procedures to apply, terms & conditions apply.
Flexi Payment Plan is the easy payment plan introduced by Commercial Bank for Credit Cardholder who wish to pay their Credit Card purchases by installments and who were unable to get their particular transaction converted for an Easy Payment Plan at the merchant purchasing point.
Eligible transactions
Categories such as purchase of air ticket, educational, medical, electrical items and consumer products and cash advances will be accepted. However, transaction types depend on banks’ discretion.
Eligible amount
Transactions above Rs 25,000/- (sufficient balance should be available in order to accommodate the commission)
Repayment period
Purchases - Up to 24 months
- 06 months - 08%
- 12 months - 14%
- 18 months - 18%
- 24 months - 22%
Comfortable payment terms.
Easy to apply via Card Center hotline & Digital Banking facility.
Hassel free payment plans.
You can request by calling our Contact Centre via the hotline number 011 2 353 353 or by sending a secured message through Digital Banking facility within 14 days from the transaction date
Product information and terms & conditions are subjected to change. Therefore, it is advisable to contact the branch nearest to you for the latest information and prevailing terms & conditions.
For any assistance,
Its' just that simple !
Information Centre
Provide More Info
Please feel free to use our Product Enquiry Form. Our representatives will get in touch.
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
You may also be interested in
Balance transfer facility.
Transfer your outstanding from any other bank Credit Card balances to a ComBank.
Automatic Bill Settlement Facility
Enjoy the convenience of hassle free bill payment
Cash on Card Facility
Easy & instant cash loan facility on credit card available balance.
Easy Payment Plans
Buy at ease with ComBank Credit Cards
Max Loyalty Rewards
Earn while you spend with ComBank Cards.
- Tools & Calculator
- Rewards & Promotion
- Rates & Tariffs
- Exchange Rates
- Applications
- Important Notices
How can we help?
If you`d like more help & information, you can:
Visit us in
Thank you for contacting us. We'll get back to you as soon as possible!
Oops! Something went wrong. Please try again later!
- Personal Currently selected
- Investor Relations
Basic Banking
Young Elite Savers Club Private Banking Sadara Banking Minor Account NR Banking
Deposit Accounts
Real Estate Loans
- Telephone Banking
Extra Benefits for Commercial Bank Cardholders
whether you are travelling abroad, buying goods online or need a bit of extra financial flexibility – our unique range of cardholder benefits can help you out., 1. credit shield plus.
A comprehensive insurance package that also provides you with purchase and extended warranty. Learn more about Credit Shield Plus .
2. Repayment holidays
6. credit card offers, 7. enroll now to a speedy, safe and simple, get a credit card now.
- Apply Online
everything is possible
- History timeline
- Board of Directors
- Our partners
- For Investors
- Our work in the community
- Press office
- Customer Service Charter
Personal Banking
- Bank Accounts
- Investments
- Commercial Bank Rewards
- Limited Edition
- Sadara Privileged Banking
- Private Banking
- Non-Resident Banking
- Terms & Conditions
- Tariff of Charges
Corporate Banking
- Enterprise Banking
- Government Banking
- International
- Local Corporates
- Advice & information
- Speak to us
- Privacy Policy
- Fraud Awareness
- Loan Calculator
- Stock Wallet
- Deposit rates
- Generate IBAN
- Enter Loan Offer Code
- Loan Offer Code
- Personal Credit Card Offer Code
- Business Credit Card Offer Code
- Online Banking Sign In
- Activate Your Card
- Manage My Card
- Opt-In for e-Statements
- Branches & ABMs
- Book Your Branch Visit
NCB FlexiPay
0% Interest for 3 months
Manage your budget and stay in control of whatever comes your way..
Split the cost of your purchases of J$50,000 or more into 3 interest-free payments, paid monthly, or choose to pay in 6 months or 12 months at a reduced interest rate, with fixed monthly payments so you can manage your expenses.
Pay in 3 for Free
Select 3 months and pay 0% interest on your FlexiPay purchases
Pay how you like
Enjoy the flexibility to get what you want and pay over time in 3, 6 or 12 months
Sign Up Online
Get approved in 24 business hours when you sign up to FlexiPay online (right here!)
Get Rewarded
You still earn rewards (NCB Miles or Cash Back) when you choose FlexiPay
Who can FlexiPay?
All personal Visa and Mastercard credit cards are eligible. The NCB FlexiPay instalment plan is available to NCB Visa Classic , NCB Visa Platinum , NCB Visa Signature , NCB Mastercard International and NCB Mastercard Platinum Travel credit cardholders once they are: These specified credit cardholders must be:
- The primary cardholder (i.e. not a supplementary cardholder)
- In good standing for at least 6 months
- Signing up for a FlexiPay purchase valued at less than 100% of their credit limit. See full FlexiPay terms and conditions below:
Let's FlexiPay Now
Log in to the Manage My Card portal with your NCB Online Banking credentials to convert your qualifying purchase to FlexiPay Now!
Sign up below and you'll be contacted within 24 business hours.
Get More Time To Pay
Get what you need right now and pay over time, no need to bring out the calculator, no surprises. Pay as little as 0% interest for 3 months on purchases J$50,000 or US$300 or more with your Jamaican or US dollar denominated cards, respectively.
- JMD Credit Cards
- USD Credit Cards
Want to FlexiPay But Don't Have A Card?
Choose a card that matches your lifestyle and apply for an NCB credit card online today, at creditcard.jncb.com
Want To Know More?
Here are the answers to the most frequently asked FlexiPay questions:
1. What is the NCB FlexiPay instalment plan?
2. is there a set-up fee for the ncb flexipay instalment plan, 3. how do i know if i qualify for the ncb flexipay instalment plan.
- Has maintained the credit card for at least 6 months
- No delinquency in the last 6 months
- Account is in good standing
- Must be the primary cardholder
4. What type of transactions qualify for an NCB FlexiPay instalment plan?
- Purchase must be posted to the account before the next statement date.
- Transaction must be greater than or equal to J$50,000, US$300.
- Credit card account must be in good standing.
5. Are there any purchases that can't be converted NCB Flexi Instalment Plan?
6. how soon after making a purchase can it be placed on an ncb flexipay instalment plan, 7. is there a minimum purchase amount for a transaction to qualify for ncb flexipay, 8. is there a limit to the number of purchases that i can place on an ncb flexipay at any point in time, 9. how do i put a purchase on an ncb flexipay instalment plan.
- Website – Customers may visit www.jncb.com/flexipay and complete the request form available. A confirmation call will be made to the cardholder within 24 business hours. Note: Requests submitted on the weekend or public holidays will be acknowledged on the following business day.
- NCB Customer Care Centre (CCC) – Customers may call 888 622 3477 to have an NCB Flexi Pay Specialist perform the necessary conversion and advise of the monthly payment options.
10. Will the details of the instalment plan be visible on the credit card statement?
11. what happens when there is a missed payment towards the ncb flexipay instalment plan, 12. how does a purchase on the ncb flexipay instalment plan affect the available credit limit on my card, 13. can an ncb flexipay instalment plan be cancelled, 14. how can payments be made to a purchase placed on the ncb flexipay instalment plan.
You are using an outdated browser. Please upgrade your browser .
Easy Payment Plan
- Wholesale Banking
- CBD Al Islami Wholesale Banking
- Branch/ATM Locator
خدمات عبر الانترنت
Top features.
Competitive profit rates
0.25% monthly profit rate for up to 12 months.
Installment periods
Installment periods of 3, 6 and 12 months available
Multiple installment plans
Multiple easy installment plans available.
Up to 90% conversion
Convert up to AED 100,000 or 90% of your credit card limit to easy installment plan .
Features and Benefits
- Convert your purchases of AED 1,000 and above to easy installment plan from any outlet anywhere in the world.
- No processing fee.
- Eligible for all purchases made with your CBD-attiajari Al Islami credit card.
- Installment periods of 3, 6 and 12 months available.
- Convert up to AED100,000 or 90% of your credit card limit to easy installment plan.
- You can take multiple easy installment plans on your credit card.
Fees and Charges
How to apply.
- To convert your credit card purchases to Easy Payment Plan, please call 600 527223
Eligibility
- All CBD-attiajari Al Islami credit cardholders
T&C’s apply*
Retail Partner
- Souq.com Convert your purchases from Souq.com to Easy Payment Plan by visiting www.souq.com . Shop, pay using your CBD-attiajari Al Islami credit card, and select the CBD Easy Payment Plan option.
UAE: 600 527223
Intl: + 971 600 527223
You are more than welcome to visit us. Find out your nearest branch.
We are always available for you, whether you have a query, suggestion or want to talk to us about our products and services.
- اسأل الشريعة
- الأسئلة المتداولة حول الخدمات المصرفية الإسلامية
- حاسبة التمويل الشخصي
- محدد بطاقة الائتمان
منتجات اخرى
Credit cards.
Find your new credit card Explore different credit cards so you can choose the one that's right for you.
Providing a safety net for your family's financial future Plan with investment opportunity and family Takaful benefits.
Hemayati Plus
Secure financial future for your family Term family Takaful plan with guaranteed maturity payout.
Other links
- Budget and Track
- Online Banking
- Mobile Banking
- SMS Banking
Dedicated to Excellence in Texas Banking Since 1905
Commercial Bank Examination Procedures
The examination programs focus on an entity's overall financial health, management practices, information technology risks, and compliance with state and federal laws.
- Officers’ Questionnaire
- Examination Request List
- Examination Request List for Bank Holding Company
- Examination Request List – Expanded BSA/AML
- Allowance for Loan and Lease Losses
- Liquidity / Borrowed Funds
- Capital Accounts and Dividends
- Cash, Cash Items, and Clearings
- Collections, Consigned Items, Safekeeping, and Safe Deposit
- Deposits, Dormant Accounts, and Official Checks
- Funds Management
- Insurance and Risk Management
- Interbank Liabilities
- Investment Securities
- Asset Based Lending
- Indirect Lending
- Floor Plan Inventory Financing
- Real Estate Lending
- Highly Leveraged Transactions and Leveraged Buy-Outs
- Agricultural Lending
- Oil and Gas Lending
- Consumer Installment and Credit Card Loans
- Letters of Credit
- Home Equity Lending
- Nontraditional and Subprime Mortgage Lending
- Loan Review
- Other Assets
- Other Liabilities
- Other Real Estate Owned
- Overdrafts and Kite Suspect
- Premises and Equipment
- Related Organizations
- Retail Sale of Nondeposit Investment Products
- Temporary Mortgage Purchase Programs
- Other Supervisory Issues
- Bank Secrecy Act / Anti-Money Laundering
Reference Material
The Reference Material file is a list with selected links to Department of Banking and federal regulatory agency issuances as they relate to each procedure above.
Consumer Section
Frequently Asked Questions
File a Complaint
- Finance & Saving Pricing
- Alahli Cards
- NCB - Open Website
- Personal Banking
Smart Payment Plan
- AlAhli Credit Card Smart Payment Plan
- AlAhli Lease Finance Smart Payment Plan
- Smart payment plan Offers
Smart Payment Plan is a new payment plan from AlAhli Credit Card to ease your monthly payment at 0% percentage rate for 3/6 months.
Lower your monthly burdens when using your AlAhli Credit Card and Smart Payment Plan that allows you to convert your payments into a plan with 5% minimum monthly payment for 3/6 months at 0% percentage rate
Example on Smart Payment Plan for 3 months at 0% percentage rate for purchases of 3,000 SAR using AlAhli Credit Card:
What is the permissible period for paying transactions with 0% annual percentage rate?
The permissible period is 3 or 6 months based on customer request.
What is the monthly limit you are obligated to pay with the Smart Payment Plan?
The percentage is fixed with 5% monthly deduction from the converted transaction to Smart Payment Plan.
Are there any additional fees?
There are no additional fees customer obligated to pay to join Smart Payment Plan
What’s the minimum amount for changing transactions to Smart Payment Plan?
Minimum transaction amount to be transferred is 1,000 SAR during the offer period
What are the rules and conditions required to convert your transactions to Smart Payment Plan?
You may convert transactions from Jan 1st , 2023 until Dec 31st, 2023 with AlAhli Credit Card.
Offer validity: from Jan 1 st 2023 until Dec 31st, 2023
To benefit from Smart Payment Plan all you have to do is following the list below (after 48 hours from the transaction date, customer can start requesting the new Plan):
1) alahli online:.
• Log in to alahlionline.com
• Select Credit Card.
• Select installment option
• Select the eligible transaction for installment
• Confirm your request after reading the service terms and conditions and accept it.
2) AlAhli Mobile App:
• Log in to AlAhli Mobile Application.
• Select AlAhli credit cards.
• Select installment option
Terms and conditions:
- Customers can only use their existing credit limit to obtain Smart Payment Plan. No extra credit is offered with this facility.
- If the customer is on 5% payment method, he/she must submit the Smart Payment Plan request before the due date of the requested transaction. Else, customer must submit the Smart Payment Plan request 4 days before the statement.
- The minimum amount for Smart Payment Plan, depends on the bank and merchant agreement.
- The maximum amount for Smart Payment Plan is 100,000 SAR for total purchases with a certain merchant.
- All Smart Payment Plans must be paid within the specified period with a minimum limit 3 months and maximum limit of 6 months.
- There is a maximum of 4 Smart Payment Plans per account.
- Customer shall commit to the plan period agreed between him/her and the bank. The customer can cancel the smart payment plan at any time during the Plan period or request for an early settlement.
- In the case of a merchant offers the Smart Payment Plan with an agreement with the SNB, the merchant is solely responsible for all obligations and liabilities in connection with the supply of goods/services or any defect or damage.
- Any dispute pertaining to a purchase or the provision of any goods or services lay with the merchant:
- The card holder must resolve such disputes directly with the merchant.
- The liability of the cardholder and his obligation to make payment to SNB shall not be affected by any such disputes.
- SNB is not responsible for the investigation of or the resolution of any such dispute.
- SNB reserves the right without any liability to cancel or suspend the installment option program at any time with sharing the reason with the customer.
- In case of a credit card upgrade, all transactions on the old credit card will be transferred to the new credit card including the installment plan.
- When the smart payment plan period agreed is completed, customer may choose the payment method to settle the remaining due amount in his/her AlAhli Credit Card (5% or 100% or another amount). If the customer selected 100% as a payment method to settle all his/her outstanding balance, APR will not be charged. If the customer selected 5% as a payment method to settle his/her outstanding balance, APR will be charged based on the customer card tier.
- SNB reserves the right to amend or alter these terms and conditions and inform the customers 30 days before applying the changes.
- These terms and conditions are in addition to the terms and conditions as set out in the SNB cardholder agreement which regulates the provisions of credit card facilities by SNB and any other terms and conditions imposed by SNB at any time.
- In the event of inconsistencies between these terms and conditions and the previous SNB credit card terms and conditions agreement, these terms and conditions shall prevail in so far as they apply to the installment plan.
- In the event of any inconsistency between Arabic text and its English translation, the Arabic text shall prevail.
- These terms and conditions shall be governed by and constructed in accordance with the law of the Kingdom of Saudi Arabia.
Annual Percentage Rate (Based on card tier):
• 38.75% for customers with monthly payroll income of 2,500 SAR up to 3,999 SAR
• 32.39% for customers with monthly payroll income of 4,000 SAR and above
**Annual fees for Visa Basic and MasterCard Titanium are 400 SAR, and all Platinum cards are 600 SAR
Disclosure of APR on Financing
Enjoy the new Smart Payment Installment Plan when you get your Car, maintenance and accessories with AlAhli Credit Cards!
You may now buy your car or pay the down payment or do your car maintenance with AlAhli Credit Card and install it with the new Smart Payment Plan at 0% annual percentage rate for 3 or 6 months.
The offer is valid with all car dealerships exclusively when you use AlAhli Credit Card.
What is the Smart Payment Plan?
It's a new service that allows you to change your payments into monthly installments, and as low as 5% of your transaction within 3 or 6 months with 0% annual percentage rate with AlAhli Credit Card.
Example on Smart Payment Plan:
What's the minimum amount for changing transactions to Smart Payment Plan?
- You may convert only transactions that were executed at car dealerships from 3 June 2020 until June 3, 2021 with AlAhli Credit Card.
Offer validity: 3 June 2020 until June 3, 2021
- Log in to alahlionline.com
- Select Credit Card.
- Select installment option
- Select the eligible transaction for installment
- Confirm your request after reading the service terms and conditions and accept it.
- Log in to AlAhli Mobile Application.
- Select AlAhli credit cards.
- Select Installment option
*Terms and conditions apply
Credit Card Fees and Charges
Enjoy the Smart Payment Plan from SNB Credit Card for your purchases from “Tamkeen “branches in KSA
Enjoy the Smart Payment Plan to install your services at “Magrabi hospitals & Centers” branches in KSA when using your Credit Card from SNB
The permissible period is 3 or 6 or 12 months based on customer request.
- 3 or 6 months at 0% monthly rate with a minimum transaction amount of SAR 1,000.
- 12 months at 0% monthly percentage rate with a minimum transaction amount of SAR 3,000.
You may convert only transactions that were executed at AlManea from 1 st of September 2020 until 28 th of February 2021.
1) AlAhli.com
- Log in to AlAhli Online.
- Select installment option "Smart Payment Plan"
- Select the eligible transaction for installment
- Confirm your request.
Apply for a Card Now
Enjoy the Smart Payment Installment Plan from AlAhli Credit Card when you buy form Saco
You may now install purchases from saco with the smart payment plan at 0% annual percentage rate using alahli credit card:.
The offer is valid with all SACO branches and SACO website using AlAhli Credit Card.
Offer validity : from 31st of July 2020 till 28th of February 2021.
It's a new service that allows you to change your payments into monthly installments, and as low as 5% of your transaction within 3 months with 0% annual percentage rate with AlAhli Credit Card.
You may convert only transactions that were executed at Saco from 31st of July 2020 till 28th of February 2021.
1) AlAhliOnline
Login Internet Banking
ICBC | LINE FRIENDS Visa Signature Card (THE TINY TRIO card face)
ICBC | LINE FRIENDS UnionPay Dual Currency Card (SALLY card face)
ICBC | LINE FRIENDS Visa Signature Card (CONY card face)
ICBC | LINE FRIENDS UnionPay Dual Currency Card (BROWN card face)
ICBC Greater Bay Area Dual Currency Diamond Card
ICBC Greater Bay Area World Mastercard
ICBC Essence Card
ICBC "Elite Club" Mastercard
ICBC‧KMB UnionPay Dual Currency card
ICBC Horoscope Visa Signature Card
ICBC Horoscope UnionPay Dual Currency Diamond Card
ICBC Visa Signature Card
ICBC Global Travel Platinum MasterCard
ICBC UnionPay Dual Currency Diamond Card
Virtual digital credit card.
Safe and Convenient Mobile Payment Services
Latest Promotions
Enjoy global travel privileges with your ICBC Card
Spending Rewards
Enjoy endless year round privileges
Redeem fabulous rewards with Bonus Points
Get extra Cash on hand
Enjoy spending easily by Cash Installment Plan
Credit Card Service
IMAGES
VIDEO
COMMENTS
Most individuals and businesses today have some type of banking account. Having a trusted financial service provider is important as it is a safe place to hold and withdraw earned income.
Mobile banking makes conducting transactions convenient even while on the go. As long as you have a smartphone, it’s possible to access mobile banking services anywhere in the world — if you have the right bank and app.
Commercial banks are important because they lend money to people, accept deposits, process checks and payments, and offer secure havens for treasured items, according to Investopedia. Commercial banks also attract large amounts of capital f...
For purchases made at the listed outlets, the Cardholder has the choice of paying in equal monthly installments of his choice. Cardholder have the option of
Flexi Payment Plan is the easy payment plan introduced by Commercial Bank for Credit Cardholder who wish to pay their Credit Card purchases by installments
If you are considering a big purchase from one of our partner retailers, you can now benefit from our fast and convenient 0% interest scheme. Learn more about
2. Is there a set-up fee for the NCB FlexiPay instalment plan?
Convert your purchases of AED 1,000 and above to easy installment plan from any outlet anywhere in the world. · No processing fee. · Eligible for all purchases
Commercial Bank Examination Procedures · Examination Planning. Officers' Questionnaire · Allowance for Loan and Lease Losses · Audit · Liquidity / Borrowed Funds
There is a maximum of 4 Smart Payment Plans per account. Customer shall commit to the plan period agreed between him/her and the bank. The customer can cancel
1) Commercial Bank of Dubai Easy Payment Plan (EPP) is a plan offered to Credit Card holders to enable them to convert retail purchases across merchants in
The approval of the installment payment is subject to the Bank's discretion, and the Bank has the right to change or cancel rules, terms and conditions
Enter the Commercial Bank Credit Card number which you intend to settle followed by your registered e-mail address and the payment amount. You could settle your
Spending Rewards Program; Concerts Priority Booking; Special Promotion; Dining Privileges; Mobile Payment Services; Cash Installment Plan